Expertise. Experience. Empathy.

Financing Beyond
Your Banks

Our business

Alternative Financing Solutions Made Easy.

Armed with an in-depth knowledge of the ALTERNATIVE FINANCING industry in Singapore, we aim to secure the most effective and well-suited PRIVATE FINANCING SOLUTIONS for business and property owners from our wide network of Non-Bank Lending Institutions when a conventional bank loan is not possible.

Happy clients

Loans funded

Years of combined experience

Our team

What we do

Our Services

HOW WE CAN HELP WITH YOUR PROPERTY FINANCING ISSUES

Do you know that it is 100% legally permissible in Singapore for one to get mortgage loans from a private lending institution other than the traditional banks?

Quick facts of our alternative mortgage solutions

Loan Amount – SGD 200K to SGD 30MIL
Flexible Loan Tenure – From 3 months to 15 years
High LTV Limit – Up to 85%
Low Interest Rate – From 7.25% p.a. onwards
Fast Loan Approval – Within 3 days from submission of complete documents
Quick Funds Disbursement – Within 3 days from loan acceptance

Business / Property Owners

Are banks’ lending parameters too tight / inflexible for your scenarios?

Do you know besides the traditional banks, one can also get mortgage loans for all types of properties (except HDB) in Singapore from a private lending institution?

Lenders

Our panel of Non-Bank lending institutions aims to provide financing for businesses and properties that banks can’t / don’t touch.

They are well established private lending entities (including finance companies, family offices &/or collective group of private investors) providing unlevered capital to meet your urgent funding requirements / moneymaking opportunities that would otherwise fall through the cracks when you need it most.

Case Study

Recent Deals Done

We take care of our clients and it shows.

Need more proof of our success?

Check out these actual deals done that exemplify our professional prowess and commitment.

How we helped?

How We can Help you

“To secure the best NON-BANK FINANCING SOLUTIONS within the shortest possible time for BUSINESS & PROPERTY OWNERS when banks are closing doors on them.”

Greystone Advisory

 5/5

WHO ARE WE

We are in this together

With our roots started as a boutique mortgage advisory firm specializing in NON-BANKS mortgage loans, we have now evolved to expand our services aiming to secure alternative financing solutions for your business, property and personal needs when the banks can’t or won’t (do it for you).

Wide network of Non-Bank Lending Institutions

Our direct access to more than 40 private lending institutions (including family offices) allows you to make quick residential and commercial real estate deals happen when others cannot.

Customized Loan Programs

We will also be working closely with our established network of law firms & valuation firms in order to link you to the most well-suited lender resulting in every loan program is tailored according to your specific goals.

Challenge 6	MULTI-PROPERTIES OWNER
Deal Type	Refinancing (with fresh cash-out)
Property	Good Class Bungalow (“GCB”) in Holland vicinity
Property Value	$70M
Existing Mortgage	$28M
New Loan Amount	$50M (with fresh $22M cash-out)
LTV	71.4%
Synopsis	At the age of 60, our borrower stood as a seasoned property investor with a remarkable portfolio of prestigious GCBs and luxurious Sentosa Bungalows. His journey was a testament to years of astute investment decisions. However, even a seasoned investor can face hurdles. Despite his impressive corporate and professional profile, the ever-evolving TDSR regulations had cast a shadow over his aspirations for further financial growth. His own bank had to adhere to these stringent regulations, leaving him unable to access additional facilities.
Solution	With determination and creativity, we set out to secure a $50 million mortgage loan from a non-bank lender. What made this solution stand out was the 18-month interest servicing repayment plan. Now equipped with fresh capital, our borrower could breathe new life into his retail business, expanding it like never before with a $22 million cash-out facility. But our assistance didn’t stop there. We successfully guided the borrower in refinancing the mortgage loan back to a local private bank just nine months after the initial disbursement. This win is a narrative of resilience and adaptability.

Challenge 3	POOR CREDIT GRADING
Deal Type	Refinancing with Fresh Cash-Out
Property	Bungalow in Katong
Property Value	$9M
Existing Loan	$5M
New Loan Amount	$7.5M (with fresh $2.5M Cash-Out)
LTV	83.3%
Synopsis	At 62 years old, our customer faced a roadblock. His aspirations for additional mortgage financing hit a snag as his bank hesitated due to both his age and an unfavorable “HH” credit bureau rating. This rating was a result of overdue credit card facilities amounting to a hefty $1.2 million.
Solution	With a determined spirit, we sought out an alternative path. Through our network of non-bank lenders, we secured a remarkable $7.5 million term loan facility. It was not just a financial transaction; it was a lifeline. The first step was to use $2.5 million of this fresh term loan to clear off the burdensome $1.2 million in overdue credit card facilities. It was a moment of relief, a chance to leave the past behind. But that was not all. The remaining funds were now at our customer’s disposal for personal investments, a fresh start to chase new dreams. This story encapsulates our commitment to finding solutions when doors seem closed. .

Challenge 8	URGENT SHORT-TERM LOAN REQUEST
Deal Type	2^nd Charge (Caveat) Loan
Property	Terrace House in Watten Estate
Property Value	$5M
Existing Mortgage	$2.6M (including $750K CPF usage till date)
New Loan Amount	$500K
LTV	63%
Synopsis	Our borrower was a 52 year old experienced entrepreneur who found himself at the crossroads. He faced a pressing issue that required immediate attention. In a critical moment for his business, he needed an urgent short-term loan of $500,000/- to pay his seafood suppliers. Time was of the essence and he couldn’t afford delays. However, there was a catch. He had an existing loan with UOB, and he was only seeking a brief 6-month loan tenure. Refinancing the entire property for such a short period seemed excessive and unnecessary.
Solution	Determined to provide swift and hassle-free assistance, we worked diligently to secure a solution. Through our extensive network, we found a non-bank lender willing to approve the $500,000/- short term 6-month loan request within a remarkable 48 hours. The speed at which the funds were disbursed was equally impressive. Within just 72 hours, the money was in his company’s accounts, ready to settle his suppliers’ bills. The best part? There was no need to go through the cumbersome process of refinancing the property. Through this case, we can learn the power of agility and tailored solutions.

Challenge 9	BRIDGING LOAN (ASSIGNMENT OF SALES PROCEEDS)
Deal Type	Bridging Loan (Assignment of Sales Proceeds)
Property	Semi-Detached House in Thomson
Property Value	$4M
Existing Mortgage	$2.6M (including $500K CPF usage)
Bridging Loan Amount	$400K
LTV	NA
Synopsis	Introducing our Borrower, a 49-year old homeowner who encountered a scenario demanding prompt decision-making and swift action. Having just sold his property for a substantial $4million, he faced a dilemma. The sale was imminent but the standard 3-month completion period wouldn’t work for him. He needed a $400,000/- bridging loan urgently to settle his existing personal credit obligations and ensure a smooth property sale.
Solution	With determination and a clear mission, we set out to secure a solution. Time was of the essence and we understood the urgency. Throughout our network, we found a non-bank private lender willing to approve the $400,000/- short term bridging loan. This loan was secured through a Deed of Assignment of Sales Proceeds, offering the necessary support to bridge the Borrower’s immediate financial needs. What made this solution truly remarkable was the speed of at which it unfolded. Within a mere 48 hours after the buyer exercised the OTP (Option-To-Purchase), the funds were disbursed. It was a race against time and we had won. The Borrower’s financial obligations were settled and thus enabling the property sale to be completed seamlessly.

Challenge 7	FOREIGNER
Deal Type	Refinancing (with fresh cash-out)
Property	3-Bedroom Condo in Leonie Hill vicinity
Property Value	$6M
Existing Mortgage	$2.5M
New Loan Amount	$4M (with fresh $1.5M cash-out)
LTV	66.7%
Synopsis	Meet our borrower, a 65-year-old Indonesian entrepreneur with a thriving business in Medan. She had a vision and a purpose, but there was a significant challenge standing in her way. With no reported income, our borrower found herself in a tough spot. She urgently needed $1.5 million to fuel her business aspirations. Yet, the local banks she approached were unable to accommodate her due to her non-residency status and the absence of income proof.
Solution	With unwavering determination, we set out to find a way. Our mission was clear: secure the financial support our borrower needed to turn her dreams into reality. Through our extensive network, we discovered a non-bank lender who saw potential where others saw obstacles. Together, we secured a remarkable $4 million loan. The first step was to use $2.5 million of this newfound capital to redeem her existing local mortgage, clearing a significant financial hurdle. But it wasn’t just about business. The remaining funds were disbursed to her for immediate personal use, providing her with the financial freedom she had longed for. This success is a testament to determination and the power of finding the right solution.

Expertise. Experience. Empathy.

Financing Beyond
Your Banks

Our business

Alternative Financing Solutions Made Easy.

What we do

Our Services

Business Loan

Property Loan

Personal Loan

Productivity Improvement

Technology Consulting

HR Consulting

HOW WE CAN HELP WITH YOUR PROPERTY FINANCING ISSUES

Do you know that it is 100% legally permissible in Singapore for one to get mortgage loans from a private lending institution other than the traditional banks?

Quick facts of our alternative mortgage solutions

Business / Property Owners

Lenders

Case Study

Recent Deals Done

How we helped?

How We can Help you

“To secure the best NON-BANK FINANCING SOLUTIONS within the shortest possible time for BUSINESS & PROPERTY OWNERS when banks are closing doors on them.”

Greystone Advisory

WHO ARE WE

We are in this together

Wide network of Non-Bank Lending Institutions

Customized Loan Programs

OUR PARTNERS

Our Partnering Law Firms

Expertise. Experience. Empathy.

Financing Beyond Your Banks

Our business

Alternative Financing Solutions Made Easy.

What we do

Our Services

Business Loan

Property Loan

Personal Loan

Productivity Improvement

Technology Consulting

HR Consulting

HOW WE CAN HELP WITH YOUR PROPERTY FINANCING ISSUES

Do you know that it is 100% legally permissible in Singapore for one to get mortgage loans from a private lending institution other than the traditional banks?

Quick facts of our alternative mortgage solutions

Business / Property Owners

Lenders

Case Study

Recent Deals Done

How we helped?

How We can Help you

“To secure the best NON-BANK FINANCING SOLUTIONS within the shortest possible time for BUSINESS & PROPERTY OWNERS when banks are closing doors on them.”

Greystone Advisory

WHO ARE WE

We are in this together

Wide network of Non-Bank Lending Institutions

Customized Loan Programs

OUR PARTNERS

Our Partnering Law Firms

Financing Beyond
Your Banks