Secure the financial backing your SME needs swiftly and effortlessly with Greystone Advisory, your trusted loan broker. We streamline the process to ensure fast business loan approval for SMEs, connecting them with reputable lending institutions in Singapore.

To initiate the application, SMEs can book a free consulting call, filling out the form with business and financial details. Choose Greystone Advisory as your reliable partner for fast and easy loan approval. We understand your urgency and work diligently to connect you with lending institutions promptly. Apply today for a smooth and efficient SME business loan process.

Why Apply for a Business Loan with Fast & Easy Approval?

The ability to access timely financial support with small and medium-sized enterprises (SMEs) can make all the difference. Choosing a business loan with fast and easy approval is not just a matter of convenience; it can be a strategic move that positively impacts the growth and sustainability of your business. Here’s why SMEs should consider applying for such loans:

Business Expansion

Rapid growth opportunities often come unannounced. A business loan with fast approval allows SMEs to seize expansion prospects promptly. Whether it’s opening new branches, entering new markets, or diversifying services, quick access to funds ensures that your business can capitalise on growth potential without delays.

Additional Inventory Supplies

Retailers and wholesalers often face fluctuations in demand. Quick and easy approval for a business loan enables SMEs to stock up on inventory swiftly, meeting customer demands and staying competitive in the market. This agility in responding to market dynamics can significantly enhance your business’s profitability.

Acquiring Equipment

Upgrading or acquiring new equipment is crucial for efficiency and competitiveness. Fast business loan approval ensures that SMEs can invest in the latest technology or machinery promptly, maintaining operational excellence and staying ahead in the industry.

Increasing Working Capital

Adequate working capital is the lifeblood of any business. A business loan with easy approval provides SMEs with the financial flexibility to cover day-to-day expenses, manage cash flow effectively, and navigate seasonal fluctuations without disruptions.

Improving Credit Score

Timely repayment of a business loan can positively impact your credit score. This, in turn, opens up doors for future financing opportunities with better terms and conditions, facilitating sustained growth for your SME.

Capturing Good Business Opportunities

In the business world, opportunities don’t wait. Whether it’s a chance to secure a lucrative contract or participate in a time-sensitive venture, having access to business loans with fast and easy approval ensures that your SME can make quick decisions and capitalise on promising opportunities.

Converting Unexpected Expenses

Business operations often come with unexpected expenses, be it equipment breakdowns or unforeseen market challenges. A business loan with easy approval provides a financial safety net, allowing SMEs to address unforeseen costs promptly and maintain operational continuity.

In all these scenarios, the role of Greystone Advisory as a loan broker becomes vital. Acting as a bridge between SMEs and legal lending companies, Greystone ensures that the loan application process is not only fast and easy but also connects businesses with reputable institutions for private money loans.

Types of Fast & Easy Approval Business Loans for SMEs

When it comes to securing business loans with fast and easy approval in Singapore, SMEs have several options tailored to their specific needs. Explore the common types of instant business loans that SMEs can readily access for their business growth.

Unsecured Business Term Loan

Unsecured business term loans offer a quick and straightforward financing solution without requiring collateral. SMEs can access a lump sum amount for a fixed term, allowing for easy budgeting and financial planning.

SME Micro Loan

SME micro loans are ideal for businesses requiring smaller amounts of capital. With fast loan approval, SMEs can quickly access the funds needed to cover immediate expenses or invest in minor expansions.

SME Working Capital Loan

Designed to bolster day-to-day operations, SME working capital loans provide a swift injection of funds to cover expenses such as payroll, rent, and utilities. Fast business loan approval ensures that SMEs can address cash flow gaps promptly.

Trade Financing

For SMEs engaged in international trade, trade financing offers a quick solution to bridge the financial gap between the purchase and sale of goods. Fast loan approval ensures a seamless and timely supply chain process.

Property Loan

SMEs looking to expand their physical footprint or invest in real estate can benefit from property loans with fast approval. This type of financing facilitates property acquisition or development without unnecessary delays.

Equipment Financing

Keeping up with technological advancements is essential for business competitiveness. SMEs can obtain fast approval for equipment financing, allowing them to acquire or upgrade machinery and technology to enhance operational efficiency.

Fast & Easy Approval Business Loans | What Can They Be Used For?

Usage Flexibility

These loans can be utilised for diverse purposes, including but not limited to business expansion, working capital, equipment purchase, inventory management, and addressing unexpected expenses. Whether you’re looking to seize a market opportunity, upgrade your infrastructure, or navigate cash flow challenges, fast and easy approval business loans offer the flexibility you need.

Eligibility Criteria

SMEs with a solid business plan and a consistent revenue stream are typically eligible for these loans. Greystone Advisory works diligently to match eligible businesses with reputable lenders, ensuring a smooth application process.

Loan Tenure

Fast business loan approval often comes with flexible tenure options, allowing SMEs to choose a repayment plan that aligns with their financial capacity. Whether you need a short-term infusion of funds or a longer repayment period, these loans can be customised to suit your business requirements.

Loan Quantum

The loan quantum varies based on the specific needs and financial profile of the SME. Greystone Advisory facilitates the connection with lenders offering competitive loan amounts, ensuring that your business gets the necessary funds without unnecessary delays.

How to Get Fast & Easy Approval Business Loans for SMEs

Here’s a comprehensive guide on how SMEs can efficiently obtain business loans with fast and easy approval, understanding the key differences between a loan broker and traditional banking methods.

Private Licensed Money Lender

Private money lenders, such as Greystone Advisory, operate as loan brokers, connecting SMEs with legal lending companies or institutions. Here’s why this method stands out:

Quick Processing

Greystone Advisory expedites the connection process, ensuring a fast and easy loan application process for SMEs. The platform facilitates efficient communication between businesses and legal lenders, reducing processing times.

Flexible Eligibility

Private lenders often boast more flexible eligibility criteria compared to banks. Greystone Advisory assists in matching SMEs with lenders that understand and accommodate a diverse range of financial profiles for a fast and easy loan approval.

Customised Solutions

Tailored solutions, including flexible loan tenure, quantum, and repayment plans, are offered by private lenders through platforms like Greystone Advisory. This adaptability is crucial for meeting the unique requirements of SMEs.

Personalised Service

The service provided by private licensed money lenders is more personalised and attentive. Greystone Advisory focuses on understanding the individual needs of SMEs, ensuring a collaborative and supportive lending experience. Greystone Advisory offers fast and easy business loan approvals for your ultimate convenience.

Traditional Bank

While banks are a conventional source of financing, they come with certain drawbacks regarding the approval process of the business loan:

Lengthy Loan Approval Process

Banks often have an extended loan approval process, involving rigorous checks and documentation. This can result in delays that may not be suitable for SMEs in need of quick financial solutions. Greystone Advisory has fast and easy loan approval processes when you need quick funding.

Stringent Eligibility Criteria

Banks typically enforce strict eligibility criteria, making it challenging for some SMEs to qualify. Greystone Advisory offers a more inclusive approach, connecting businesses with lenders that better understand the diverse nature of SMEs. Get fast and easy approval for your loan applications instead of facing bank loan rejections.

Limited Flexibility

Banks may have limited flexibility in terms of loan tenure and customised solutions. SMEs looking for tailored financial support may find the rigid structures of banks less accommodating. Greystone Advisory offers flexible loans with fast and easy approval for different needs.

Why Should I Choose Greystone's Fast & Easy Approval Business Loans?

Choosing Greystone’s business loans with fast and easy approval is a strategic decision for SMEs seeking efficient and reliable financial solutions. The benefits and unique selling propositions (USPs) of Greystone’s services include:

Swift Processing: Greystone expedites the loan application process, ensuring SMEs receive fast loan approval, reducing waiting times and providing quick access to the necessary funds.

Tailored Solutions: Greystone understands the diverse needs of SMEs and collaborates with lenders to offer customised solutions, including flexible loan tenure, quantum, and repayment plans.

Personalised Assistance: With a commitment to personalised service, Greystone Advisory guides businesses throughout the loan process, providing attentive support and addressing individual requirements.

Benefits of Our Fast & Easy Approval Business Loans

Greystone’s business loans with fast and easy approval offer SMEs a host of benefits tailored to meet their urgent financial needs.

1. Fast Loan Application

Greystone streamlines the loan application process, making it quick and straightforward. SMEs can easily submit their applications online, saving valuable time and ensuring a prompt initiation of the approval process.

2. Great Customer Service

Greystone Advisory is committed to providing exceptional customer service. Our team understands the unique challenges faced by SMEs and offers dedicated support throughout the loan application journey, ensuring a positive and transparent experience.

3. Flexible Loan Packages and Repayment Schedules

Recognising the diverse financial needs of SMEs, Greystone collaborates with legal lending entities to offer flexible loan packages. This includes customised loan tenure, quantum, and repayment schedules, providing businesses with options that align with their specific requirements and capabilities.

4. Instant Loan Approval

One of the key benefits of choosing Greystone is the promise of instant loan approval. By leveraging efficient processes and communication channels, Greystone Advisory ensures that SMEs receive swift approval, reducing waiting times and allowing businesses to access the funds they need promptly.

5. Fast Loan Money Disbursement

Greystone’s commitment to efficiency extends to the disbursement of funds. Upon approval, SMEs can expect fast money disbursement, enabling them to address their financial needs without unnecessary delays. This agility in fund disbursal ensures that businesses can seize opportunities or tackle challenges promptly.

Situation 1	BANK’S REPOSSESSION
Deal Type	Refinancing with Fresh Cash-Out
Property	3 Bedroom Condo along Meyer Road
Property Value	$3.2M
New Loan Amount	$2.4M (with fresh cash-out of $500K)
LTV	75%
Synopsis	Customer, age 51, a senior marketing director in the food logistics industry, was being retrenched in August last year without any prior notice. With his wife being a full-time homemaker, he found himself soon having difficulties in servicing his mortgage repayments, resulting in the bank taking steps to repossess the property for a mortgagee sale within a short span of 6 months. Despite only having a $1.4M outstanding mortgage with $600K of CPF usage, the bank was unable to grant him additional cash-out facilities to tide him through this challenging period, as he couldn’t pass the 55% TDSR threshold in the absence of regular reported income.
Solution (1)	Luckily, the customer managed to find us in time and we eventually saved his house from being repossessed. Arranged our private property lender to grant a $2.4M mortgage loan, out of which $1.4M to redeem his existing mortgage, $600K to refund to CPF with remaining $400K fresh term loan for his personal use, which includes servicing of the monthly instalments with the new private lender.
Solution (2)	The customer managed to find a new employment sometime in March this year. We had since successfully helped the customer to refinance the $2.4M from the private lender sometime in September this year.

Situation 3	INHERITANCE DISPUTES
Deal Type	To finance purchase of sibling’s share in the property
Property	Sem-Detached house along Jalan Seaview
Property Value	$$7.5M
New Loan Amount	$2.8M
LTV	37.5%
Synopsis	Customer, age 62, had jointly inherited the above fully-paid property together with his sister when their father passed away sometime in June last year. Both siblings were at constant disagreements regarding the sale of the property. Customer had always wanted to keep the property for future capital appreciation and his sister was in favour of selling the property so that she could use the sales proceeds to fund her new condo purchase.
Solution (1)	Unable to reach a consensus, the Customer then wanted to buy over his sister 50% equity stakes in the property (valued at $3.75M). Customer was unable get the bank to finance his part purchase exercise as he cannot meet the TDSR requirement and loan tenure. We then managed to get our private lender to finance his purchase of his sister’s share with a $2.8M loan (with a 75% LTV against the $3.75M purchase price)
Solution (2)	Separate financing had also been arranged for the remaining $950K cash difference (being the balance of the remaining 25% purchase price), which was secured by pledging part of Customer’s 50% stakes in the property as well.

Situation 2	BANKRUPTCY LAWSUIT
Deal Type	Refinancing with Fresh Cash-Out
Property Type	Detached House in Newton Area
Property Value	$14M
New Loan Amount	$10M
LTV	71.4%
Synopsis	Customer, age 72, was facing one of the biggest challenges as a veteran businessman, when one of his suppliers had filed a bankruptcy application against him (being the guarantor for his group of F&B companies). After successfully obtained the court judgement for a claim-sum of $1.9M, the customer was eventually given 2-month timeline to settle the payment, failing which he would be in imminent danger of being declared a bankrupt, thus crumbling his business empire which he had built for decades. Despite only having an outstanding mortgage of $7.5M (with a 53.5% LTV against its $14M valuation), no bank is willing to explore the fresh financing in view of his age and more importantly, the pending bankruptcy lawsuit.
Solution	Secured a $10M financing (@ 71.4% LTV from a non-bank lender, out of which $8.5M was to redeem his existing bank loan with another $1.9M to be earmarked to be paid to the supplier on the agreed deadline. Remaining $600K was disbursed to the Borrower for his personal use. With the payment made to the supplier and eventual complete withdrawal of the bankruptcy application, we have thus successfully helped our customer to avert the disaster of being made a bankrupt at this age and he can now refocus on rebuilding and restructuring his other business portfolio

Challenge 6	MULTI-PROPERTIES OWNER
Deal Type	Refinancing (with fresh cash-out)
Property	Good Class Bungalow (“GCB”) in Holland vicinity
Property Value	$70M
Existing Mortgage	$28M
New Loan Amount	$50M (with fresh $22M cash-out)
LTV	71.4%
Synopsis	At the age of 60, our borrower stood as a seasoned property investor with a remarkable portfolio of prestigious GCBs and luxurious Sentosa Bungalows. His journey was a testament to years of astute investment decisions. However, even a seasoned investor can face hurdles. Despite his impressive corporate and professional profile, the ever-evolving TDSR regulations had cast a shadow over his aspirations for further financial growth. His own bank had to adhere to these stringent regulations, leaving him unable to access additional facilities.
Solution	With determination and creativity, we set out to secure a $50 million mortgage loan from a non-bank lender. What made this solution stand out was the 18-month interest servicing repayment plan. Now equipped with fresh capital, our borrower could breathe new life into his retail business, expanding it like never before with a $22 million cash-out facility. But our assistance didn’t stop there. We successfully guided the borrower in refinancing the mortgage loan back to a local private bank just nine months after the initial disbursement. This win is a narrative of resilience and adaptability.

Challenge 3	POOR CREDIT GRADING
Deal Type	Refinancing with Fresh Cash-Out
Property	Bungalow in Katong
Property Value	$9M
Existing Loan	$5M
New Loan Amount	$7.5M (with fresh $2.5M Cash-Out)
LTV	83.3%
Synopsis	At 62 years old, our customer faced a roadblock. His aspirations for additional mortgage financing hit a snag as his bank hesitated due to both his age and an unfavorable “HH” credit bureau rating. This rating was a result of overdue credit card facilities amounting to a hefty $1.2 million.
Solution	With a determined spirit, we sought out an alternative path. Through our network of non-bank lenders, we secured a remarkable $7.5 million term loan facility. It was not just a financial transaction; it was a lifeline. The first step was to use $2.5 million of this fresh term loan to clear off the burdensome $1.2 million in overdue credit card facilities. It was a moment of relief, a chance to leave the past behind. But that was not all. The remaining funds were now at our customer’s disposal for personal investments, a fresh start to chase new dreams. This story encapsulates our commitment to finding solutions when doors seem closed. .