WHO ARE WE

Refer and Earn with
Greystone Advisory

To secure the best NON-BANK FINANCING SOLUTIONS for Property Owners, Investors & Business Owners within the shortest possible time when banks are closing doors on them.

We’ll inform you on the progress in various stages and you will be informed and paid when upon successful closure of the deal.

Referral

Greystone Advisory’s referral program is perfect for the expert networker looking to refer prospects to the one of the nation’s premier loan brokerage house. You simply provide contact information and our sales team will take care of the rest. You will be informed and paid upon successful closure of your referral deal.

Get Information

Ask your Greystone Advisory sales representative about the program or read the terms and conditions below for more details.

Complete Application

Complete the form below.

Make the Connection

Introduce future clients to any of our relationship managers via phone or email.

Refer & Earn!

Submit your contact information below to start the process of joining for the Greystone Advisory referral program. We’ll use this information to contact you to complete the process. Then you’ll be ready to earn by referring clients to Greystone Advisory! The Terms & Conditions below spell out what you can expect.

Terms & Conditions

CLIENT REFERRAL PROGRAM AGREEMENT

We want to reward you for referring quality clients! Our client referral program is Greystone Advisory’s way of saying “thank you” for your valued partnership. We offer you quicker, easier opportunities to close more deals – and we want to thank you for the leads you send us.

HOW DO I REFER A CLIENT?

Complete the form above. Upon approval, you will be able to refer your prospect to us via email, call, or text.

WHO CAN I REFER?

You can receive compensation for all new clients you refer to Greystone Advisory. A “new” client is defined as a client who has not had an application with Greystone Advisory in the last 24 months or closed a loan with Greystone Advisory in the past. You cannot receive referral compensation for personal deals or deals for any business entity in which you have or have had an ownership stake. Greystone Advisory will always advocate for the preservation of the referral relationship. However, the referred client may request removal of the referring party in writing.

DISCLOSURES

Referring Party recognizes that Greystone Advisory is a loan brokerage company which arranges various non-bank funding solutions for individuals, business and property owners.

Referring Party is and shall be responsible for being in full compliance with Laws of the state in which the Referring Party transacts business.

Referring Party shall make prompt, timely, full, accurate, and truthful disclosures to Greystone Advisory and prospective clients.

Referring Party is an independent contractor and shall not represent itself in any manner to be the agent, servant, employee, representative, partner, or co-venturer of Greystone Advisory.

Referring Party acknowledges that they are current on any active Greystone Advisory loans.

Referring Party acknowledges that they have made Greystone Advisory aware of any criminal convictions or current/pending civil/criminal actions.

Referring Party acknowledges that failure to disclose this information will result in removal from Greystone Advisory’s Client Referral Program, and forfeiture of any outstanding fees.

Referring Party shall not submit deals on behalf of a family member unless explicit permission from Greystone Advisory has been obtained. Family members may always apply through standard retail channel.

Referring Party must make Greystone Advisory aware if they have any interest in the transaction outside of acting as the Referring Party. Personal deals by the Referring Party will be priced at current retail pricing.

Greystone Advisory reserves the right to remove a Referring Party from a deal for any reason at any time, including upon request of the client.

Referring Party shall have no authority to solicit, bind, or commit Greystone Advisory to any contract or transaction, whether for replacement of a loan or for any other purpose, and

Referring Party shall not represent in any manner to anyone that Referring Party has such authority.
Greystone Advisory, in its sole and absolute discretion, may elect to accept or reject any business &/or mortgage loans submitted to it by Referring Party under Agreement.

Final approval of any loan program is contingent upon satisfactory completion of Greystone Advisory’s underwriting of both the borrower and the subject property. Greystone Advisory may terminate this agreement at any time.

Greystone Advisory may choose to alter the terms of this agreement at any time. The referral partner will be notified in writing of the changes and may choose to continue to participate or terminate the relationship.

Challenge 6	MULTI-PROPERTIES OWNER
Deal Type	Refinancing (with fresh cash-out)
Property	Good Class Bungalow (“GCB”) in Holland vicinity
Property Value	$70M
Existing Mortgage	$28M
New Loan Amount	$50M (with fresh $22M cash-out)
LTV	71.4%
Synopsis	At the age of 60, our borrower stood as a seasoned property investor with a remarkable portfolio of prestigious GCBs and luxurious Sentosa Bungalows. His journey was a testament to years of astute investment decisions. However, even a seasoned investor can face hurdles. Despite his impressive corporate and professional profile, the ever-evolving TDSR regulations had cast a shadow over his aspirations for further financial growth. His own bank had to adhere to these stringent regulations, leaving him unable to access additional facilities.
Solution	With determination and creativity, we set out to secure a $50 million mortgage loan from a non-bank lender. What made this solution stand out was the 18-month interest servicing repayment plan. Now equipped with fresh capital, our borrower could breathe new life into his retail business, expanding it like never before with a $22 million cash-out facility. But our assistance didn’t stop there. We successfully guided the borrower in refinancing the mortgage loan back to a local private bank just nine months after the initial disbursement. This win is a narrative of resilience and adaptability.

Challenge 3	POOR CREDIT GRADING
Deal Type	Refinancing with Fresh Cash-Out
Property	Bungalow in Katong
Property Value	$9M
Existing Loan	$5M
New Loan Amount	$7.5M (with fresh $2.5M Cash-Out)
LTV	83.3%
Synopsis	At 62 years old, our customer faced a roadblock. His aspirations for additional mortgage financing hit a snag as his bank hesitated due to both his age and an unfavorable “HH” credit bureau rating. This rating was a result of overdue credit card facilities amounting to a hefty $1.2 million.
Solution	With a determined spirit, we sought out an alternative path. Through our network of non-bank lenders, we secured a remarkable $7.5 million term loan facility. It was not just a financial transaction; it was a lifeline. The first step was to use $2.5 million of this fresh term loan to clear off the burdensome $1.2 million in overdue credit card facilities. It was a moment of relief, a chance to leave the past behind. But that was not all. The remaining funds were now at our customer’s disposal for personal investments, a fresh start to chase new dreams. This story encapsulates our commitment to finding solutions when doors seem closed. .

Challenge 8	URGENT SHORT-TERM LOAN REQUEST
Deal Type	2^nd Charge (Caveat) Loan
Property	Terrace House in Watten Estate
Property Value	$5M
Existing Mortgage	$2.6M (including $750K CPF usage till date)
New Loan Amount	$500K
LTV	63%
Synopsis	Our borrower was a 52 year old experienced entrepreneur who found himself at the crossroads. He faced a pressing issue that required immediate attention. In a critical moment for his business, he needed an urgent short-term loan of $500,000/- to pay his seafood suppliers. Time was of the essence and he couldn’t afford delays. However, there was a catch. He had an existing loan with UOB, and he was only seeking a brief 6-month loan tenure. Refinancing the entire property for such a short period seemed excessive and unnecessary.
Solution	Determined to provide swift and hassle-free assistance, we worked diligently to secure a solution. Through our extensive network, we found a non-bank lender willing to approve the $500,000/- short term 6-month loan request within a remarkable 48 hours. The speed at which the funds were disbursed was equally impressive. Within just 72 hours, the money was in his company’s accounts, ready to settle his suppliers’ bills. The best part? There was no need to go through the cumbersome process of refinancing the property. Through this case, we can learn the power of agility and tailored solutions.

Challenge 9	BRIDGING LOAN (ASSIGNMENT OF SALES PROCEEDS)
Deal Type	Bridging Loan (Assignment of Sales Proceeds)
Property	Semi-Detached House in Thomson
Property Value	$4M
Existing Mortgage	$2.6M (including $500K CPF usage)
Bridging Loan Amount	$400K
LTV	NA
Synopsis	Introducing our Borrower, a 49-year old homeowner who encountered a scenario demanding prompt decision-making and swift action. Having just sold his property for a substantial $4million, he faced a dilemma. The sale was imminent but the standard 3-month completion period wouldn’t work for him. He needed a $400,000/- bridging loan urgently to settle his existing personal credit obligations and ensure a smooth property sale.
Solution	With determination and a clear mission, we set out to secure a solution. Time was of the essence and we understood the urgency. Throughout our network, we found a non-bank private lender willing to approve the $400,000/- short term bridging loan. This loan was secured through a Deed of Assignment of Sales Proceeds, offering the necessary support to bridge the Borrower’s immediate financial needs. What made this solution truly remarkable was the speed of at which it unfolded. Within a mere 48 hours after the buyer exercised the OTP (Option-To-Purchase), the funds were disbursed. It was a race against time and we had won. The Borrower’s financial obligations were settled and thus enabling the property sale to be completed seamlessly.

Challenge 7	FOREIGNER
Deal Type	Refinancing (with fresh cash-out)
Property	3-Bedroom Condo in Leonie Hill vicinity
Property Value	$6M
Existing Mortgage	$2.5M
New Loan Amount	$4M (with fresh $1.5M cash-out)
LTV	66.7%
Synopsis	Meet our borrower, a 65-year-old Indonesian entrepreneur with a thriving business in Medan. She had a vision and a purpose, but there was a significant challenge standing in her way. With no reported income, our borrower found herself in a tough spot. She urgently needed $1.5 million to fuel her business aspirations. Yet, the local banks she approached were unable to accommodate her due to her non-residency status and the absence of income proof.
Solution	With unwavering determination, we set out to find a way. Our mission was clear: secure the financial support our borrower needed to turn her dreams into reality. Through our extensive network, we discovered a non-bank lender who saw potential where others saw obstacles. Together, we secured a remarkable $4 million loan. The first step was to use $2.5 million of this newfound capital to redeem her existing local mortgage, clearing a significant financial hurdle. But it wasn’t just about business. The remaining funds were disbursed to her for immediate personal use, providing her with the financial freedom she had longed for. This success is a testament to determination and the power of finding the right solution.